It’s important to recognize that surrogacy is an expensive process and intended parents need to be financially prepared before engaging in a surrogacy match.
Many intended parents will first focus on creating embryos to freeze and then take time to save additional funds to complete the process. We recommend intended parents have a budget of $80,000 to do a gestational surrogacy arrangement in Canada. (If you already have frozen embryos, we recommend a budget of $60,000).
There are many variables involved with how much a surrogacy journey will cost… such as the location of the surrogate/intended parents, clinic choice, number of cycles/techniques and expenses claimed by the surrogate. Our cost breakdown chart can assist anyone considering surrogacy whether the match is independent or through a surrogacy consultant/agency.
If you are interested in learning more about our program, you are welcome to contact us to book a free phone consultation. We recommend intended parents have a consult with a fertility lawyer before proceeding with our surrogacy program. (Please feel free to contact us for a free legal consult referral or visit our fertility lawyer list).
*If you are an international intended parent, please click here.
Click here to access the regulations on Reimbursement Related to Assisted Human Reproduction.
Average Costs for Gestational Surrogacy * We recommend intended parents have a budget of $100,000 to do a gestational surrogacy arrangement in Canada. (If you already have frozen embryos, we recommend a budget of $60-80,000). |
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Frozen Transfer Cycle/IVF Cycle (This is subject to clinic fees, number of cycles, genetic screening etc. Low end is for those who already have frozen embryos.) Please click here for our Canadian IVF Clinic List. | $10,000-$20,000+ |
Medical Evaluation | $0-$1,000 |
Surrogate Psychological Evaluation & Intended Parent(s) Implication Counselling (Additional $300/hour for mediation services if needed). | $800-$1,000 |
Surrogate Expenses (Pre-Pregnancy) | $1,500-$3,000+ |
Surrogate Expenses (Pregnancy/Post Partum) * Click here for more details on Expenses & Reimbursement. | $18,000-$35,000+ |
Additional Surrogate Expenses * Please note that these expenses may not be needed. These expenses cover the cost of additional childcare, housekeeping and meal prep services. | (1)$0-$3,000 (2)$0-$3,000 (3)$0-$10,000 |
Legal Fees (Representation for both parties.) *This varies depending on province of birth. Please click here for our Canadian Fertility Lawyer List. | $5,000-$8,000 |
Life Insurance Policy for Surrogate (This can vary based on individual surrogate insurance assessment & requirements). Please click here for our Canadian Insurance Agent List. | $200-$4,000 |
DNA Diagnostics - Optional (Depends on Province). (To ensure baby is genetically related to the Intended Parents). | $0-$500 |
Consultant/Agency Fee - Optional (Consultant fees in Canada range from $5,000-$20,000. Our program fee is $8,500 which includes HST.) | $0 - $8,500 |
| Total | $35,500-$97,000+ |
* Additional costs can include criminal background checks, egg/sperm donation, newborn medical insurance (for international intended parents) and intended parent(s) travel (airfare, accommodations, food, gas, etc.) *If you are an international intended parent, please click here. Please see our Egg/Embryo Donation Provider Page if you are in need of assistance with eggs or embryos. |
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Average Costs for Traditional Surrogacy * Traditional surrogacy is not as common and currently represents less than 2% of surrogacy arrangements in Canada. |
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IUI Cycle/Home Insemination/IVF Cycle (This is subject to insemination method - home insemination, intrauterine insemination, ivf, clinic fees, number of cycles, use of genetic screening etc...) Please click here for our Canadian IVF Clinic List (a limited number of IVF clinics will assist with traditional surrogacy). | $0-$20,000+ |
| Medical Evaluation | $0-$1,000 |
Surrogate Psychological Evaluation & Intended Parent(s) Implication Counselling (Additional $300/hour for mediation services if needed). | $0-$1,000 |
Surrogate Expenses (Pre-Pregnancy) (These are receiptable expenses that cover the cost of expenses travelling to an IVF clinic such as gas, mileage, childcare, lost wages, food, airfare/accommodations etc.) * Click here for more details on Expenses & Reimbursement. | $1,500-$3,000+ |
| Surrogate Expenses (Pregnancy/Post Partum) (These are receiptable expenses that can include clothing, food, childcare, travel costs, lost wages, medications, etc.) | $18,000-$25,000+ |
Additional Surrogate Expenses * Please note that these expenses may not be needed. These expenses cover the cost of additional childcare, housekeeping and meal prep services. | (1) $0-$3,000 (2) $0-$3,000 (3) $0-$10,000 |
Legal Fees (Representation for both parties.) *This varies depending on province of birth. Please click here for our Canadian Fertility Lawyer List. | $5,000-$8,000 |
Life Insurance Policy for Surrogate (This can vary based on individual surrogate insurance assessment & requirements). Please click here for our Canadian Insurance Agent List. | $200-$4,000 |
DNA Diagnostics - Optional but Recommended (To ensure baby is genetically related to one of the Intended Parents). | $0-$500 |
Consultant/Agency Fee - Optional (Consultant fees in Canada range from $5,000-$20,000. Our program fee is $8,500 which includes HST.) | $0-$8,500 |
Total | $24,800-$83,500+ |
* Additional costs can include criminal background checks, sperm donation, newborn medical insurance (for international intended parents) and intended parent(s) travel (airfare, accommodations, food, gas, etc.) *If you are an international intended parent, please click here. |
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