International intended parents generally make 1-4 trips to Canada. The first trip would be for the IVF clinic consult and medical/psychological screening, second trip for IVF cycling and embryo transfer, third trip to visit with your surrogate half way through the pregnancy and fourth trip for the birth of your child. The number of trips can vary depending on whether IVF cycling happens in Canada or if embryos are shipped in instead and/or how often you choose to visit with your surrogate mother. We do recommend meeting with your surrogate mother during the pregnancy to show your support and involvement. Travel costs can include passports, flights, hotels, meals, car rental, taxi's, and travellers medical insurance etc.
Canadian surrogates are covered for all medical services (including pregnancy and birth) under their provincial health care plans. However, there is a possibility that international intended parents will incur health care costs for their baby after birth. Some hospitals are requiring payment for after birth care which ranges from $400-750/day for a regular stay/newborn care to $5000+/day for NICU/newborn care or if your child requires medical assistance. International intended parents may also be responsible for the costs of their accommodations in the hospital. Medical costs could possibly exceed $50,000-$300,000 if for example a baby (or multiples) have extensive NICU time and/or surgery/procedures/treatments. Unfortunately there isn't currently a national insurance program in place for international intended parents to have assistance with medical costs so it's important to have access to additional financing in case it happens. International intended parents may also want to look into US insurance companies (some provide assistance with Canadian singleton births) or insurance coverage they may have through their employment. Some hospitals are not charging intended parents whereas others are. You can find out if the hospital has this policy to bill international intended parents by contacting them directly or at the pre-admit hospital appointment with your surrogate mother in her third trimester. Most babies born through surrogacy in Canada are born full term and do not require medical care that intended parents will have to pay for.
We would be honoured to be a part of your surrogacy journey. If you are interested in receiving more information about how our surrogacy program can help you become a parent, feel free to contact us. We are here to help you!
Newborn Medical Insurance Options for International Intended Parents (Non-Residents of Canada)
Art Risk https://artrisksolutions.com/services-for-intended-parents/